All-In-One Solution
We enhance financial decisions with advanced scoring, real-time fraud detection, and risk mitigation, leveraging alternative data for efficiency.
Advanced Credit Scoring: Leveraging Alternative Data
Transform credit scoring with alternative data to complement or substitute traditional credit bureau reports.
Real-Time Fraud Risk Determination
Our API-based risk score seamlessly integrates into your workflows, offering real-time insights without requiring IT team's involvement in the implementation process.
Early Warning
Signals
Early warning signals analyse social activity data to anticipate default risks, enhance collections efficiency and potentially reduce delinquency rates by up to 50%
Our Powerful Features
We simplify data management, unveil insights with 50+ dynamic models, and ensure seamless integration, setting a new standard in financial intelligence and risk management.
Data Aggregation and Standardization
Our unique approach, honed over 5 years, simplifies data clean-up and standardization, typically consuming 80% of project time. We integrate data through 3rd party vendors, bypassing extensive clean-up and preparing it for API integration.
Diverse
Data Models
We've crafted 50+ data models from various projects. When new data arrives, we run it through these models, revealing fresh insights we didn't have before. It's like getting a head start and thinking outside the box.
Holistic
Risk Management
Enhance risk management with eTrustScore, delivering real-time insights, precise creditworthiness assessments, and early warning signals via a seamless, evolving platform, empowering businesses to stay ahead of the competition.
Deep Customer
Profile
With over 850 data points, we craft customer profiles that exceed any single organization's analytical capabilities, ensuring comprehensive credibility evaluation.
Real-Time API
Calls
Experience the speed and efficiency of our real-time API, a stark contrast to conventional backend processing, and a testament to eTrustScore's innovative edge.
Effortless Integration & Adoption
Our solutions align effortlessly with your business goals, demanding minimal IT effort. We promise rapid implementation and enhanced operational efficiency.
About eTrustScore
AI/ML Leaders
We are a seasoned AI/ML-based pattern-matching company, boasting a five-year track record of breakthroughs in data science for fraud detection and creditworthiness assessments.
Our technology streamlines data acquisition, economizing time and resources for clients while fortifying the resilience of data science models. Proven by an 80% reduction in fraud and increased penetration in "New to credit" market by 15%. Our real-time solutions position us as leaders in the fintech security space.
80%
Reduction in Fraud
5 Million
Lines of Code
850 +
Data Points
15%
Increase in ‘New to Credit’
market penetration
Why eTrustScore?
We harness advanced AI/ML to slash fraud by 80% and democratize credit access, offering a cost-effective, seamlessly integrated solution for unparalleled financial insight and inclusion.
eTrustScore Works/ Optimise lending velocity
Reducing fraud is key to our solution. Using advanced AI/ML, we swiftly detect and flag fraudulent activities, cutting fraud by 80%. eTrustScore delivers real-time insights via API, outpacing manual processes for swift mitigation.
Cost-Effectiveness
eTrustScore's diverse and continuously refined data science models ensure personalized solutions that fit every unique case, all while remaining financially advantageous.
Financial Inclusion Boost
We empower those with limited credit history with our advanced AI/ML models, enabling lending opportunities and contributing to a 15% boost in 'New to Credit' penetration through real-time API calls.
How it works?
We are dedicated to providing cutting-edge fraud detection services
that empower your business to stay one step ahead of fraudulent activities.
Customer applies for credit
Apply disqualifying criteria
Extend customer data with hundreds of signals
Generate eTrustScore
Define risk profile for customer
Set credit limits
AI -Powered Fraud Detection
Upon credit application submission, financial institutions promptly engage eTrustScore's API for an immediate, thorough evaluation. eTrustScore rigorously screens the application data with a set of precise disqualifying criteria, swiftly identifying any potential fraudulent activity.
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Leveraging our advanced data science models, we meticulously analyse the enriched data to select the optimal model tailored to the specific application. This process guarantees a credit assessment finely tuned to the individual's unique financial profile.
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With the generation of an eTrustScore, banks and microfinance institutions are empowered to accurately determine customer credit profiles and set appropriate credit limits with confidence.
Protect Your Business &
Your Potential Customers
Contact us today to schedule a personalized consultation and take the first step towards a more secure financial future.